I mean, there’s an income requirement right?” Well, yes and no.

Whether you're enjoying various perks and discounts or paying for basic necessities, PNB credit cards provide reliability you can count on.Enjoy the convenience as you apply online for an RCBC credit card. Call 1-800-1111-0061 from the Philippines. 1.

Valid IDs with photo and signature such as Passport, Driver’s License, TIN ID, SSS ID, NBI Clearance, and any other government-issued IDs.PNB Mabuhay Miles is the best credit card for loyal and active customers of Philippine Airlines. Global Emergency Contacts Be sure to check the terms and conditions of the offer so you’ll be aware if/when the regular rates start to kick in  It’s all about the points. )Platinum Rewards (Earn 1 Platinum Rewards Point for every Php40 you spend.

Secured credit cards bypass the need for proof of income as the bank will simply use your savings balance to pay for any missed dues. Lucia Mall Department Store, Home Gallery & Planet Toyson airline tickets, hotel & lodging, and overseas spendUnion Bank Cebu Parklane International Hotel Visa Cardon food & beverage at all Cebu Parklane's dining outletson spend at The North Face, The Travel Club, and R.O.X. Still used by a lot of Filipinos especially if they live within a nearby branch.You can pay for a lot of things at Bayad Centers, credit card bills being one of them. By practicing restraint and by thinking twice over a purchase, you gain more financial freedom. Thanks a lot for sharing these information. Automatically converts all transactions and purchases to 2-months installment (0% interest and no minimum amount required) – which means you will only be billed half of the amount (per transaction) on the first cycle.No annual fee for life (when used 12x within a year).3.5% (for payments below the total amount due or minimum amount due)0.30% regular rebate monthly when you use your Click card Mastercard in store.Security Bank Corporation’s prevailing exchange rate for credit cards at posting dateP600 or 6% of the minimum amount due, whichever is higherP500 or 5% of the cash advance amount per transaction, whichever is higherP500 or 4% of total revolvable transactions plus sum of the interest, fees, and charges in the current statement, whichever is higherMembers-Only Privileges: access to sale events, special offers and exclusive discounts within SM and other retail partners nationwide.5% of the withdrawn amount or PHP 500, whichever is higherStudents who find themselves in a tight financial spot will find tremendous value in having a credit card. Some banks accept other forms of personal items and properties that has monetary value as collateral.These cards were made with specific bonuses that appeal best to the type of customers from each niche (business or student).

As for credit cards, the issuer or the bank, provides a credit limit which is the maximum amount that you can 'borrow' for your purchases.Visa and Mastercard are widely accepted in the Philippines. Apply for a CITI Mercury Drug Card and find out instantly if you’re qualified!Apply for a CITI Mercury Drug Card and find out instantly if you’re qualified!for every ₱200 spend (Except spend on drugstores other than Mercury Drug)on Health, Beauty and Wellness Spend which includes clinics, spas, gyms, salons and ALL hospitals.24/7 ambulance service within Metro Manila once a year for FREEon every spend at department stores, household appliances & travelApply for a Citi Prestige World Elite Mastercard® and find out instantly if you’re qualified!Apply for a CITI Shell Card and find out instantly if you’re qualified!on auto repairs, accessories, & services nationwideon hotel rooms, hospital bills, salons, spas & overseas spendon Landmark Department Store & Supermarket, and Anson’son spend at Sta. It’s 100 percent legit.

The process is easy and can be broken down in 3 simple steps:There are a few things to keep in mind when choosing a credit card. No need to borrow cash from your best pal and dorm mate.

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